April 16 - 20, 2020

Basics of Financial Planning for Persons with Disabilities

Thursday April 16, 2020


We will discuss how to plan for a “3 Person Retirement” to include the added complexity of planning for retirement when a loved one with special needs is in the picture. Learn strategies for protecting & maximizing eligibility for certain government benefits and important estate planning considerations, including options for setting aside funding for individuals with disabilities through ABLE accounts and/or special needs trusts.

By Pat Bergmaier and Jamie Hopkins


As the number of children diagnosed with autism, asperger’s syndrome, and other neurological disorders continues to skyrocket (1 in 59 as of April 2018), CPAs, financial planners, and lawyers need to understand the deductions and credits available in assisting families in planning for their unique situation. Our session addresses those items that are deductible from adjusted gross income (AGI) to determine taxable income. Specifically, we’ll address the expanded medical expense rules for families caring for those with special needs. In addition, the seminar will review timing issues as well as unusual issues in planning for itemized deductions under the Tax Cuts and Jobs Act. Our session will enable participants to maximize their deductions on Schedule A for 2020 and alert attendees to changes occurring in 2020.

By Thomas Brinker

Friday April 17, 2020


Experienced Special Needs Financial Planners and Special Needs Attorney will share case design strategies, best practices in growing a special needs practice, networking with other special needs professionals, and overcoming challenges with your practice.

Matt Stagner, Voya Financial
Robert Johnston, MassMutual
Pat Bergmaier, Penn Mutual
Branden Sacks, Merrill Lynch
Robert Mascali, Esq.


What happens to a person’s Facebook account when he or she passes away? What about the photos you share on social media, the documents you’ve stored in the cloud, your texts to family and friends? While the law is clear about how to handle physical property when a person dies, it is only now beginning to address the management of digital assets. This session will discuss how to address the disposition of Digital Assets in the context of an estate plan.

By Robert Mascali, Esq.

Monday April 20, 2020


Not all planning, or financial planners, are created equally. Just as an attorney cannot dabble in special needs estate planning, it is important to for families to work with financial planners who are experts in financial planning for families that have loved ones with special needs.

By Kelly Piacenti and Jerry Hulick